RECORD OF PROCEEDINGS
         AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:	DOCKET NUMBER:  02-00107
		INDEX CODE 100.00
		COUNSEL:  NONE

		HEARING DESIRED: NO

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APPLICANT REQUESTS THAT:

His Servicemembers’ Group Life Insurance (SGLI) election for “NO” coverage, dated 10 February 1999, be honored and he be reimbursed for the monthly premiums deducted from his pay for SGLI coverage of $250,000 since 1 April 2001.  

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APPLICANT CONTENDS THAT:

On 10 February 1999, he had cancelled his SGLI.  The SGLI rates increased in April 2001 and premiums were automatically deducted from his military pay.  He was not aware that he had to submit a new form to cancel SGLI.

In support of the applicant's appeal, he submits a squadron out-processing checklist, SGLV 8286, Servicemen's' Group Life Insurance Election Statement, a personal statement, and military leave and earnings statements.

Applicant's complete submission, with attachments, is at Exhibit A.

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STATEMENT OF FACTS:

The applicant is presently serving in the Air Force Reserve in the grade of major.

Monthly SGLI premiums of $20 were deducted from the applicant's pay starting 1 Apr through Dec 01 and monthly premiums of $9 for family SGLI starting 1 Nov 01 through 1 Jan 02.

On 19 Nov 01, the applicant signed and declined SGLI coverage on SGLV Form 8286, Servicemen's' Group Life Insurance Election Statement.

The remaining relevant facts pertaining to this application, extracted from the applicant's military records, are contained in the letters prepared by the appropriate offices of the Air Force at Exhibit C.

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AIR FORCE EVALUATION:

ARPC/DPS recommend the member be allowed to reaccomplish an SGLI Election Statement declining coverage on 27 June 2001.  The applicant outprocessed the 43 FTS on 27 Jun 01.  His outprocessing checklist showed that his intention was to cancel SGLI.  However, the 43 FTS failed to give him an SGLV Form 8286, Servicemen's' Group Life Insurance Election Statement, to decline the coverage prior to outprocessing the unit.  Orders were not received by the applicant until 4 Oct 01 placing him into an inactive status.  Stop loss actions were taken on 2 Oct 01, making the 4 Oct 01 order invalid.  SGLI deductions continued until his declination on 19 Nov 01.

ARPC/DPS evaluation is at Exhibit C.

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APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A complete copy of the Air Force evaluation was forwarded to the applicant on 17 May 2002, for review and comment within 30 days.  As of this date, no response has been received by this office.

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THE BOARD CONCLUDES THAT:

1.	The applicant has exhausted all remedies provided by existing law or regulations.

2.	The application was timely filed.

3.	Sufficient relevant evidence has been presented to demonstrate the existence of an error or injustice warranting declining of SGLI in June 2001. After reviewing the evidence of record, we believe that some relief is warranted.  Therefore, we agree with the recommendation of the Air Force that the applicant's pay records should be corrected to show that he declined SGLI coverage on 27 June 2001 with an effective date of 1 July 2001. We considered applicant's request to show that he declined coverage in April 2001; however, we believe that he was provided proper notification on the new SGLI program.  In this respect, his LES for April 2001 through March 2002 reveal that premiums for SGLI were being deducted from his pay.  In view of the above determination, we recommend his records be corrected to the extent indicated below.

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THE BOARD RECOMMENDS THAT:

The pertinent military records of the Department of the Air Force relating to APPLICANT, be corrected to show that he declined the Servicemembers’ Group Life Insurance (SGLI) coverage on 27 June 2001, with an effective date of 1 July 2001.

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The following members of the Board considered AFBCMR Docket Number 02-00107 in Executive Session on 24 July 2002
 under the provisions of AFI 36-2603:

All members voted to correct the records, as recommended.  The following documentary evidence was considered:

	Exhibit A.	DD Form 149, dated 4 Dec 01, w/atchs.
	Exhibit B.	Applicant's Master Personnel Records.
	Exhibit C.	Letter, ARPC/DPS, dated 10 May 02.
	Exhibit D.	Letter, SAF/MRBR, dated 17 May 02.

			

AFBCMR 02-00107

MEMORANDUM FOR THE CHIEF OF STAFF

	Having received and considered the recommendation of the Air Force Board for Correction of Military Records and under the authority of Section 1552, Title 10, United States Code (70A Stat 116), it is directed that:

	The pertinent military records of the Department of the Air Force relating to APPLICANT, be corrected to show that on 1 July 2001, he declined the Servicemembers’ Group Life Insurance (SGLI) coverage removed from any debt thereafter.