RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:	DOCKET NUMBER:  BC-2002-03371
				INDEX CODE:  100.00

	APPLICANT	COUNSEL:  None

	SSN		HEARING DESIRED:  No

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APPLICANT REQUESTS THAT:

Her records be corrected to reflect she declined the Family Servicemember’s Group Life Insurance (FSGLI) coverage and be reimbursed for premiums paid.

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APPLICANT CONTENDS THAT:

She submitted a denial of insurance coverage in March 2000 and again in April 2002.  She does not want the insurance and feels monies should not be deducted from her pay.

Applicant's complete submission, with attachments, is attached at Exhibit A.

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STATEMENT OF FACTS:

Public Law 107-14, Survivor Benefits Improvement Act of 2001 was passed on 5 June 2001 and approved by the President.  The law expanded the Servicemen’s Group Life Insurance (SGLI) program to establish coverage for spouses and children in the event of their death.  The coverage, by law, was automatic for all members of the Armed Forces who had a spouse or child(ren), unless the member declined the coverage.

The applicant submitted an SGLV 8286 on 24 March 2000 declining SGLI coverage.  On 30 April 2002, the applicant submitted an SGLV 8286A declining FSGLI coverage.

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AIR FORCE EVALUATION:

HQ AFPC/DPS states the applicant alleges she declined SGLI coverage in March 2000 and again in April 2002, however, since the law was not effective until 1 November 2001, her March 2000 declination was not applicable  and she  needed to  decline  the  coverage  again on 1 November 2001 to ensure that she had not incurred a debt.

A review of the Defense Finance Accounting Service (DFAS) records indicate premiums were being deducted from the applicant’s pay for family coverage as of 30 April 2002.  The applicant is responsible  for  the  premiums  from  1 November 2001  through 30 April 2002, which have already been deducted.  The applicant will be refunded for premiums from April 2002 to present. 

AFPC/DPS recommends denial.  In their view, the evidence provided by the applicant was insufficient to support her request; however, if the Board decides to grant the applicant’s request, her records should be corrected to show she elected not to participate in the FSGLI program effective 1 November 2001 and all debts be forgiven and purged from her records.

A complete copy of the Air Force evaluation, with attachments, is at Exhibit C.

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APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A copy of the Air Force evaluation was forwarded to the applicant on 6 December 2002, for review and response.  As of this date, no response has been received by this office.  

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THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided by existing law or regulations.

2.  The application was timely filed.

3.  Insufficient relevant evidence has been presented to demonstrate the existence of error or injustice.  We took notice of the applicant’s complete submission in judging the merits of the case; however, we agree with the opinion and recommendation of the Air Force and adopt their rationale as the basis for our conclusion that the applicant has not been the victim of an error or injustice.  Therefore, in the absence of evidence to the contrary, we find no compelling basis to recommend granting the relief sought in this application.

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THE BOARD DETERMINES THAT:

The applicant be notified that the evidence presented did not demonstrates the existence of an error or an injustice; that the application was denied without a personal appearance; and that the application will only be reconsidered upon the submission of newly discovered relevant evidence not considered with this application.

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The following members of the Board considered AFBCMR Docket Number BC-2002-03371 in Executive Session on 15 April 2003, under the provisions of AFI 36‑2603:

	            Panel Chair
	            Member
	            Member

The following documentary evidence was considered:

   Exhibit A.  DD Form 149, dated 11 Oct 02, w/atchs.
   Exhibit B.  Letter, HQ ARPC/DPS, 26 Nov 02, w/atchs.
   Exhibit C.  Letter, SAF/MRBR, dated 6 Dec 02.