RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS


IN THE MATTER OF: 	DOCKET NUMBER: BC-2014-01154

			COUNSEL:  NONE

			HEARING DESIRED:  NO



APPLICANT REQUESTS THAT:

Her daughter be removed from her Reserve Component Survivor 
Benefit Plan (RCSBP) since she is no longer a dependent child.


APPLICANT CONTENDS THAT:

When she elected the RCSBP in 2000, she was informed she would 
only have to pay a premium for two years while her daughter was 
still under the age of 18.  The applicant contends the dependent 
child should drop from SBP when they are no longer dependents, 
similar to Servicemember Group Life Insurance.

The applicant’s complete submission is at Exhibit A.


STATEMENT OF FACTS:

On 6 Nov 79, the applicant initially entered the Air National 
Guard (ANG).

On 28 Dec 97, the applicant transferred from the ANG to the Air 
Force Reserve.

On 26 Feb 00, the applicant was notified of her eligibility for 
retired pay at age 60 via an audit of her retirement points.

On 2 May 00, the applicant elected RCSBP, immediate annuity, 
Option C, for child only, on the ARPC Form 132, Reserve Component 
Survivor Benefit Plan Election Certificate.  The applicant listed 
her daughter as the only dependent child (under the age of 22).  
At this time, the applicant’s daughter was 14 years of age.

0n 6 Feb 04, the applicant was relieved from her current 
assignment and placed on the USAF Reserve Retired List.

On 7 Aug 12, the applicant retired and was credited with 24 years 
of active service upon attainment of age 60.
The remaining relevant facts pertaining to this application are 
contained in the memorandum prepared by the Air Force office of 
primary responsibility (OPR), which is attached at Exhibit C.


AIR FORCE EVALUATION:

DFAS-JBJE/CL recommends denial indicating there is no evidence of 
an error or an injustice.

Although the applicant’s daughter was over the age of 22, and no 
longer an eligible beneficiary for RCSBP when the applicant turned 
60 years old, she is still required to pay RCSPB tack-on premiums.  
The applicant elected RCSBP coverage during the period between; 1) 
being notified of eligibility to receive retire pay at age 60, and 
2) reaching age 60.  During this period, the member pays no 
premiums for RCSBP coverage.  However, at age 60, monthly retired 
pay is reduced to account for the RCSBP coverage received, but for 
which no premiums have been paid.  The reduction in retired pay is 
calculated so that so that the premiums for RCSBP coverage are 
paid over the course of the member's lifetime as actuarially 
determined the authority of Section 1452(a)(l)(B), Title 10, 
United States Code.

According to law, the applicant must continue to pay the tack-on 
cost for child RCSBP coverage until she has paid at least 360 
months toward the coverage and is at least 70 years old.

A complete copy of the DFAS-JBJE/CL evaluation is at Exhibit C.


APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A copy of the Air Force evaluation was forwarded to the applicant 
on 28 Jul 14 for review and comment within 30 days (Exhibit D).  
As of this date, no response has been received by this office.


THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided by existing 
law or regulations.

2.  The application was not timely filed; however, it is in the 
interest of justice to excuse the failure to timely file.

3.  Insufficient relevant evidence has been presented to 
demonstrate the existence of an error or injustice.  We took 
notice of the applicant’s complete submission in judging the 
merits of the case; however, we agree with the opinion and 
recommendation of the Air Force office of primary responsibility  
and adopt its rationale as the basis for our conclusion the 
applicant has not been the victim of an error of injustice.  
Therefore, in the absence of evidence to the contrary, we find no 
basis to recommend granting the requested relief.


THE BOARD DETERMINES THAT:

The applicant be notified the evidence presented did not 
demonstrate the existence of material error or injustice; the 
application was denied without a personal appearance; and the 
application will only be reconsidered upon the submission of newly 
discovered relevant evidence not considered with this application.


The following members of the Board considered AFBCMR Docket Number 
BC-2014-01154 in Executive Session on 6 May 15 under the 
provisions of AFI 36-2603:

	 , Panel Chair
	 , Member
	 , Member

The following documentary evidence was considered:

	Exhibit A.  DD Form 149, dated 17 Mar 14, w/atchs.
	Exhibit B.  Applicant's Master Personnel Records.
	Exhibit C.  Memorandum, DFAS/JBJE/CL, dated 2 Jun 14.
	Exhibit D.  Letter, SAF/MRBR, dated 28 Jul 14.