DEPARTMENT OF THE NAVY BOARD FOR CORRECTION OF NAVAL RECORDS 701 S. COURTHOUSE ROAD, SUITE 1001 ARLINGTON, VA 22204-2490 From: Chairman, Board for Correction of Naval Records To: Secretary of the Navy Subj: REVIEW OF NAVAL RECORD ICO Ref: (a) Title 10 U.S.C. § 1552 (b) DODFMR, Vol 7B, Chapter 43 (c) DD Form 2656 Encl: (1) DD Form 149 w/attachments (2) Subject’s naval record 1. Pursuant to the provisions of reference (a), Subject, hereinafter referred to as Petitioner, filed enclosure (1) with the Board for Correction of Naval Records (Board), requesting that his naval record be corrected to reflect declined participation in the Survivor Benefit Plan (SBP). 2. The Board, consisting of Mr. Mr. and Mr. reviewed Petitioner’s allegations of error and injustice on 8 September 2021 and, pursuant to its regulations, determined that the corrective action indicated below should be taken on the available evidence of record. Documentary material considered by the Board consisted of the enclosures, relevant portions of Petitioner’s naval record, and applicable statutes, regulations and policies. 3. The Board, having reviewed all the facts of record pertaining to Petitioner's allegations of error and injustice, found that, before applying to this Board, he exhausted all administrative remedies available under existing law and regulations within the Department of the Navy. The Board made the following findings: a. In accordance to reference (b), a married member who is eligible to provide SBP may not, without the concurrence of their spouse, decline participation in SBP coverage. Reference (c), Section XII (SBP Spouse Concurrence) specifies “The date of the spouse’s signature in item 41c MUST NOT be before the date of the member’s signature in item 39c, or on or after the date of retirement listed in Part I, Section I, Block 4.” b. Petitioner married on 14 February 2016. c. On 23 November 2019, Petitioner’s spouse signed DD Form 2656, Data for Payment of Retired Personnel before a notary witness “concurring with the SBP election” made by his spouse. d. On 27 November 2019, Petitioner signed DD Form 2656, Data for Payment of Retired Personnel electing not to participate in SBP. e. Petitioner transferred to the Temporary Disability Retired List (TDRL) effective 30 November 2019 and automatically enrolled in SBP Spouse coverage. f. On 21 August 2021, Petitioner and spouse signed SBP Affidavit before a notary witness, declining SBP coverage. CONCLUSION Upon review and consideration of all the evidence of record, the Board finds the existence of an injustice warranting the following corrective action. The Board concluded Petitioner provided sufficient evidence to reflect his and spouse’s desire to decline SBP coverage prior to transferring to TDRL. Although the proper administrative requirements were not completed, the Board felt that under these circumstances, relief is warranted. RECOMMENDATION That Petitioner’s naval record be corrected, where appropriate, to show that: Petitioner elected to decline participation in SBP coverage with spouse concurrence prior to transferring to TDRL effective 30 November 2019. Note: Defense Finance and Accounting Service will complete an audit of Petitioner’s pay records to determine the amount of premium refund. A copy of this Report of Proceedings will be filed in Petitioner’s naval record. 4. It is certified that a quorum was present at the Board’s review and deliberations, and that the foregoing is a true and complete record of the Board’s proceedings in the above-entitled matter. 5. Pursuant to the delegation of authority set out in Section 6(e) of the revised Procedures of the Board for Correction of Naval Records (32 Code of Federal Regulations, Section 723.6(e)), and having assured compliance with its provisions, it is hereby announced that the foregoing corrective action, taken under the authority of the reference, has been approved by the Board on behalf of the Secretary of the Navy. 10/7/2021 Deputy Director