RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2010-02359 COUNSEL: NONE HEARING DESIRED: YES ________________________________________________________________ THE APPLICANT REQUESTS THAT: Her Reserve Component Survivor Benefit Plan (RCSBP) be cancelled. ________________________________________________________________ THE APPLICANT CONTENDS THAT: She did not understand that once she elected coverage under RCSBP she would have to pay the Reserve portion of the coverage for 30 years, even after declining SBP at age 60. The applicant’s complete submission is at Exhibit A. ________________________________________________________________ STATEMENT OF FACTS: The relevant facts pertaining to this application, extracted from the applicant’s military records, are contained in the letter prepared by the appropriate office of the Air Force Reserve. ________________________________________________________________ THE AIR FORCE EVALUATION: ARPC/DPP recommends denial. The applicant was notified of her eligibility to participate in the RCSBP via a certified letter. The records reflect that she completed the RCSBP forms, electing Option C, immediate annuity for spouse coverage. By law, the RCSBP election is irrevocable. In addition, in 2009, the member was eligible to apply for Reserve retired pay effective 12 Jan 10, her 60th birthday. When the applicant filled out her application for retired pay, she verified her election of Option C, and her retired pay was established. The applicant may discontinue the program on the second anniversary of receiving retired pay. However, discontinuing the RCSBP program does not stop the Reserve Component portion of the plan. The Reserve portion is for coverage before age 60. The reduction in retired pay is calculated so that the premiums for the RCSBP coverage are paid over the course of the member’s lifetime as actuarially determined under the authority of Title 10, United States Code (USC) Section 1452(a)(1)(B). The complete ARPC/DPP evaluation, with attachments, is at Exhibit C. ________________________________________________________________ APPLICANT'S REVIEW OF THE AIR FORCE EVALUATION: A copy of the Air Force evaluation was forwarded to the applicant on 6 Aug 10 for review and comment within 30 days. As of this date, no response has been received by this office (Exhibit D). ________________________________________________________________ THE BOARD CONCLUDES THAT: 1. The applicant has exhausted all remedies provided by existing law or regulations. 2. The application was timely filed. 3. Insufficient relevant evidence has been presented to demonstrate the existence of error or injustice. We took notice of the applicant's complete submission in judging the merits of the case; however, we agree with the opinion and recommendation of the Air Force office of primary responsibility and adopt its rationale as the basis for our conclusion that the applicant has not been the victim of an error or injustice. Therefore, in the absence of evidence to the contrary, we find no basis to recommend granting the relief sought in this application. 4. The applicant's case is adequately documented and it has not been shown that a personal appearance with or without counsel will materially add to our understanding of the issue(s) involved. Therefore, the request for a hearing is not favorably considered. ________________________________________________________________ THE BOARD DETERMINES THAT: The applicant be notified the evidence presented did not demonstrate the existence of material error or injustice; the application was denied without a personal appearance; and the application will only be reconsidered upon the submission of newly discovered relevant evidence not considered with this application. ________________________________________________________________ The following members of the Board considered AFBCMR Docket Number BC-2010-02359 in Executive Session on 27 January 2011, under the provisions of AFI 36-2603: The following documentary evidence was considered: Exhibit A. DD Form 149, dated 30 Jun 10. Exhibit B. Applicant's Master Personnel Records. Exhibit C. Letter, ARPC/DPP, dated 30 Jul 10, w/atchs. Exhibit D. Letter, SAF/MRBR, dated 6 Aug 10.