RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2011-04380 COUNSEL: NONE HEARING DESIRED: NO _________________________________________________________________ APPLICANT REQUESTS THAT: He be allowed to cancel his spouse coverage under the Survivor Benefit Plan (SBP). _________________________________________________________________ APPLICANT CONTENDS THAT: 1. At the time of his retirement, he was never informed that he only had 25 months to cancel SBP benefits. 2. His wife does not need SBP benefits when he dies due to her substantial income from her retirement pension and investments. 3. While getting his financial affairs in order, he and his wife decided they no longer need survivor benefits. The applicant did not provide any documentation in support of his request. The applicant's complete submission is at Exhibit A. _________________________________________________________________ STATEMENT OF FACTS: On 14 Dec 91, the applicant completed 20 years of satisfactory service. On 28 May 92, the applicant elected immediate annuity for spouse coverage based on full retired pay. On 9 Ju1 07, the applicant completed a DD Form 2656, Data for Payment of Retired Personnel and elected not to participate in SBP coverage. The remaining relevant facts pertaining to this application are contained in the letter prepared by the appropriate office of the Air Force, which is attached at Exhibit C. _________________________________________________________________ AIR FORCE EVALUATION: HQ ARPC/DPT recommends denial. DPT states the applicant was notified that he was eligible to apply for reserve retired pay on his 60th birthday, XXXXXXXX. Included with the letter was some general information on retired pay, the appropriate pay application forms, and information regarding his current Reserve Component Survivor Benefit Plan (RSCBP). On 9 Jul 07, when the applicant filled out his application for retired pay (DD Form 2656), he changed his election from spouse only to declining participation. According to Title 10, U.S.C., section 1448(4)(B) an election to participate in the plan is irrevocable if not revoked before the end of the 90-day period. The applicant stated that he was unaware that he could discontinue his SBP election after the second anniversary of commencement of payment of retired pay. DD Form 2656, section XII, item 32, second paragraph states “Also, I have been counseled that I can terminate SBP participation, with my spouse’s written concurrence, within one year after the second anniversary of commencement of retired pay. However, if I exercise my option to terminate the SBP, future participation is barred.” The DD Form 2656, the applicant submitted for pay does not have his spouse’s signature. The complete DPT evaluation is at Exhibit B. _________________________________________________________________ APPLICANT’S REVIEW OF THE AIR FORCE EVALUATION: A copy of the Air Force evaluation was forwarded to the applicant on 6 Jan 12 for review and comment within 30 days (Exhibit C). As of this date, this office has not received a response. ________________________________________________________________ THE BOARD CONCLUDES THAT: 1. The applicant has exhausted all remedies provided by existing law or regulations. 2. The application was not timely filed; however, it is in the interest of justice to excuse the failure to timely file. 3. Insufficient relevant evidence has been presented to demonstrate the existence of error or injustice. We took notice of the applicant's complete submission in judging the merits of the case; however, we agree with the opinion and recommendation of the Air Force office of primary responsibility and adopt its rationale as the basis for our conclusion that the applicant has not been the victim of an error or injustice. Therefore, in the absence of evidence to the contrary, we find no basis to recommend granting the relief sought in this application. ________________________________________________________________ THE BOARD RECOMMENDS THAT: The applicant be notified that the evidence presented did not demonstrate the existence of material error or injustice; that the application was denied without a personal appearance; and that the application will only be reconsidered upon the submission of newly discovered relevant evidence not considered with this application. ________________________________________________________________ The following members of the Board considered AFBCMR Docket Number BC-2011-04380 in Executive Session on 31 May 2012, under the provisions of AFI 36-2603: The following documentary evidence was considered: Exhibit A. DD Form 149, dated 3 Nov 11. Exhibit B. ARPC/DPT, Letter, dated 30 Dec 11, w/atchs. Exhibit C. SAF/MRBR, Letter, dated 6 Jan 12.