RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2014-03978 COUNSEL: NONE HEARING DESIRED: NO APPLICANT REQUESTS THAT: The debt for the Servicemembers Group Life Insurance (SGLI) coverage be removed. APPLICANT CONTENDS THAT: He declined SGLI when he transferred to Inactive Ready Reserve (IRR). He should be not be charged for the premiums. The applicant’s complete submission is at Exhibit A. STATEMENT OF FACTS: On 30 Nov 11, the applicant commenced his enlistment in the Air Force Reserve. On 7 Jan 12, the applicant elected SGLI coverage. By Reserve Order A-028, dated 14 Nov 12, the applicant was relieved from active Reserve and transferred to the Inactive Ready Reserve (IRR) effective 4 Feb 13. AIR FORCE EVALUATION: DFAS/IN recommends denial indicating the applicant has not exhausted his administrative remedies. The applicant states he declined SGLI upon entering IRR status back in August 2013 and he should not be charged for the policy. However, to date, the applicant has yet to file a protest with Debt Management to dispute the value and the reason for the debt. He has not provided his copy of the form that allowed him to decline coverage of the SGLI. According to Debt Management he has been charged for SGLI while a member of the inactive reserve. A complete copy of the DFAS/IN evaluation is at Exhibit C. APPLICANT'S REVIEW OF AIR FORCE EVALUATION: He does not have copy of the documentation showing he declined SGLI. A copy should be in his records at the duty station he served at in Indiana. He has exhausted all avenues by calling the base where he was stationed and was told they did not have his records or any information on him being there and that it all was in Colorado. The applicant’s complete response is at Exhibit E. THE BOARD CONCLUDES THAT: 1. The applicant has exhausted all remedies provided by existing law or regulations. 2. The application was timely filed. 3. Insufficient relevant evidence has been presented to demonstrate the existence of error or injustice. In this respect, we note this Board is the highest administrative level of appeal within the Air Force. As such, an applicant must first exhaust all available avenues of administrative relief provided by existing law or regulations prior to seeking relief before this Board, as required by the governing Air Force Instruction. The Air Force office of primary responsibility has reviewed this application and indicated there is an available avenue of administrative relief the applicant has not first pursued. In view of this, we find this application is not ripe for adjudication at this level as there exists a subordinate level of appeal that has not first been depleted. Therefore, in view of the above, we find no basis to recommend granting the relief sought in this application. THE BOARD DETERMINES THAT: The applicant be notified that all available avenues of administrative relief have not been exhausted; and the application will only be reconsidered upon submission of documentary evidence indicating that said avenues of administrative relief have been exhausted. The following members of the Board considered AFBCMR Docket Number BC-2014-03978 in Executive Session on 10 Mar 16, under the provisions of AFI 36-2603: , Panel Chair , Member , Member The following documentary evidence pertaining to AFBCMR Docket Number BC-2014-03978 was considered: Exhibit A. DD Form 149, dated 20 Sep 14. Exhibit B. Applicant's Master Personnel Records. Exhibit C. Memorandum, DFAS/IN, undated. Exhibit D. Letter, SAF/MRBR, dated 10 Feb 16. Exhibit E. Email, Applicant, dated 23 Feb 16.