ARMY BOARD FOR CORRECTION OF MILITARY RECORDS RECORD OF PROCEEDINGS IN THE CASE OF: BOARD DATE: 21 May 2020 DOCKET NUMBER: AR20180011689 APPLICANT REQUESTS: disenrollment from the Survivor Benefit Plan (SBP) and cancellation of his debt. APPLICANT'S SUPPORTING DOCUMENTS CONSIDERED BY THE BOARD: * DD Form 149 (Application for Correction of Military Record under the Provisions of Title 10, U.S. Code, Section 1552) * DD Form 214 (Certificate of Release or Discharge from Active Duty) * Orders 190-007, Headquarters, U.S. Army Air Defense Artillery Center and Fort Bliss, dated 8 July 2008 * Orders 0341-17, U.S. Army Physical Disability Agency, dated 23 February 2009 * Orders 335-0009, Headquarters, Fort Bliss, dated 1 December 2009 * Orders 337-0003, Headquarters, Fort Bliss, dated 1 December 2009 * Defense Finance and Accounting Service Retiree Account Statement, dated 11 January 2010 * DD Form 2656-6 (Survivor Benefit Plan Election Change Certificate), dated 8 June 2018 * Decree of Dissolution of Marriage, District Court, , dated 20 August 2019 * Letter, dated 6 March 2020 * DD Form 2656 (Data for Payment of Retired Personnel), dated 6 March 2020 REFERENCES: 1. Title 10, U.S. Code, section 1552(b), provides that applications for correction of military records must be filed within 3 years after discovery of the alleged error or injustice. This provision of law also allows the Army Board for Correction of Military Records (ABCMR) to excuse an applicant's failure to timely file within the 3-year statute of limitations if the Board determines it would be in the interest of justice to do so. 2. Army Regulation 635-5 (Separation Documents), in effect at the time, prescribed the separation documents prepared for Soldiers upon retirement, discharge, or release from active military service or control of the Army. It established standardized policy for preparation of the DD Form 214. The purpose of a separation document is to provide the individual with documentary evidence of his/her military service. It is important that information entered thereon is complete and accurate. A DD Form 214 will not be issued to personnel being removed from the Temporary Disability Retired List. 3. Public Law 92-425, the SBP, enacted 21 September 1972, states an election to decline to participate in the SBP must be made prior to the effective date of retirement or coverage automatically defaults to full spouse (or child only coverage, if applicable) coverage. 4. Public Law 105-85, enacted 18 November 1997, established the option to terminate SBP participation. Retirees have a 1-year period beginning on the second anniversary of the date on which their retired pay started to withdraw from SBP (cancellation or termination from the SBP begins in the 25th month through the 36th month or the third year of retirement). The spouse's concurrence is required. The effective date of termination is the first day of the first calendar month following the month in which the election is received by the Secretary concerned. No premiums will be refunded to those who opt to disenroll. FACTS: 1. The applicant did not file within the 3-year time frame as provided in Title 10, U.S. Code, section 1552(b); however, the ABCMR conducted a substantive review of this case and determined it is in the interest of justice to excuse the applicant's failure to timely file. 2. The applicant states he received an erroneous SBP debt that was backdated to the date of his retirement orders. His original discharge with severance pay was changed after a Physical Disability Board of Review. He was never provided information or the opportunity to decline SBP. The backdating of his disability retirement created a debt of over $22,000.00 for something he did not want and placed him in a significant financial crisis. He tried to decline the SBP after he received the debt. 3. Headquarters, U.S. Army Air Defense Artillery Center and Fort Bliss, Orders 190-007, dated 8 July 2008, discharged him by reason of disability with severance pay effective 22 August 2008. 4. His original DD Form 214 shows he was discharged on 22 August 2008 by reason of disability with severance pay (combat related). 5. U.S. Army Physical Disability Agency, Orders 0341-17, dated 23 February 2009, placed him on the Temporary Disability Retired List effective 24 August 2008 by reason of temporary disability. These orders further removed him from the Temporary Disability Retired List effective 23 February 2009 due to permanent physical disability and permanently retired him with a disability rating of 60 percent. 6. Headquarters, Fort Bliss, Orders 335-0009, dated 1 December 2009, revoked Headquarters, Fort Bliss, Orders 90-007, dated 8 July 2008. 7. Headquarters, Fort Bliss, Orders 337-0003, dated 3 December 2009, retired him effective 22 August 2008 by reason of temporary disability and placed him on the Temporary Disability Retired List with a disability rating of 60 percent effective 23 August 2008. (Note: this action corrects the effective dates published in U.S. Army Physical Disability Agency Orders 0341-17, dated 23 February 2009.) 8. His original DD Form 214 was voided and he was issued a new DD Form 214 on 11 February 2010 showing he retired by reason of temporary disability effective 22 August 2008. 9. There is no evidence showing he made an SBP election between 23 February 2009 and 11 January 2010. There is also no evidence showing his spouse concurred with his election to decline SBP coverage. 10. He provided his Defense Finance and Accounting Service Retiree Account Statement effective 11 January 2010 for pay due as of 1 February 2010: * his retired pay account was established effective 1 January 2010 * his spouse only SBP cost of $184.51 * his SBP annuity base amount of $2,838.66 * his annuity payable is 55 percent of his annuity base amount, which is $1,561.26 11. He provided a DD Form 2656-6, dated 8 June 2018, showing in: a. Section II (Current Coverage), block 7 (My Current Coverage is), he marked "Spouse Only"; b. Section III (Conditions That Trigger Eligibility to Change Coverage), block 8 (I am requesting a change in coverage based on), he marked "Divorce"; and c. Section IV (Requested Change to Coverage), block 9 (Place an X in the appropriate box to indicate your election), he marked "Suspend Coverage." 12. The District Court, Decree of Dissolution of Marriage, dated 20 August 2019, shows the applicant and M____ were legally separated effective 21 May 2015 and divorced on 20 August 2019. 13. He provided a DD Form 2656, dated 6 March 2020, showing in: a. Section IX (SBP Election), block 26e (Beneficiary Category(ies)), he marked "I elect coverage for children only" and "I do not have a spouse"; and b. Section IX, block 27 (Level of Coverage), he did not elect a level of coverage. c. The applicant signed a separate statement, concurring with his own election to terminate spouse coverage. BOARD DISCUSSION: 1. The Board carefully considered the applicant’s request, supporting documents and evidence in the records. The Board considered the applicant’s statement, his record of service, his separation and then retirement due to disability, his automatic enrollment in SBP upon retirement and his requested change to SBP (child-only) in 2018, following the completion of divorce proceedings. The Board considered the irrevocable nature of SBP elections as established in law. The Board found insufficient evidence of his declination of SBP upon retirement or a signed, notarized statement from his spouse concurring with a declination of SBP coverage. The Board found evidence to show his intent to suspend Spouse-only SBP coverage in June 2018 and considered the DD Form 2656 dated 3 March 2020 reflecting his request for child-only SBP coverage. Based on a preponderance of evidence, the Board determined that his enrollment in SBP and the requirement to pay premiums was not in error or unjust. 2. After reviewing the application and all supporting documents, the Board found that relief was not warranted. BOARD VOTE: Mbr 1 Mbr 2 Mbr 3 : : : GRANT FULL RELIEF : : : GRANT PARTIAL RELIEF : : : GRANT FORMAL HEARING :XXX :XXX :XXX DENY APPLICATION BOARD DETERMINATION/RECOMMENDATION: The evidence presented does not demonstrate the existence of a probable error or injustice. Therefore, the Board determined the overall merits of this case are insufficient as a basis for correction of the records of the individual concerned. I certify that herein is recorded the true and complete record of the proceedings of the Army Board for Correction of Military Records in this case. ADMINISTRATIVE NOTE(S): not applicable. //NOTHING FOLLOWS// ABCMR Record of Proceedings (cont) AR20180011689 5 1