DEPARTMENT OF THE NAVY 

BOARD FOR CORRECTION OF NAVAL RECORDS 
701 S. COURTH.OUSE ROAD, SUITE 1001 
ARLINGTON, VA 22204-2490 

Docket No. 9125-17 
MAR 23 2018 
From: Chairman, Board for Correction ofNaval Records 
To: Secretary ofthe Navy 

Subj: REVIEW OF NAVAL RECORD ICO 
Ref: (a) Title 10 U.S.C. 1552 

Encl: (1) DD Form 149 w/attachments 
(2) Subject's naval record 

1. Pursuant to the proyisions ofreference (a) Subject, hereinafter referred to as Petitioner, filed 
enclosure (1) with this Board requesting, in effect, that the applicable naval record be corrected 
to show the Petitioner declined enrollment in the Survivor Benefit Plan (SBP). 

2. The Board, consisting of              , reviewed Petitfoner's 
allegations oferror and injustice on 15 February 2018 and, pursuant to its regulations, 
determined that the corrective action indicated below should be taken on the available evidence 
ofrecord. Documentary material considered by the' Board consisted of your application, together 
with all material submitted in support thereof, relevant portions ofyour naval record and 
applicable statutes, regulations and policies. 

3. The Board, having reviewed all the facts ofrecord pertaining to Petitioner's allegations of 
error and injustice, finds as follows: 

a. Before applying to this Board, Petitioner exhausted all administrative remedies available 
under existing law and regulations within the Department ofthe Navy. 

b. On 30 August 2017, Petitioner was transferred to the Temporary Disability Retirement 
List (TDRL ). Prior to her transfer, she elected Survivor Benefit Plan (SBP) coverage for a 
natural person with an insurable interest (NIP).

CONCLUSION 

Upon review and consideration ofall the evidence ofrecord, the Board finds the existence of an 
injustice warranting corrective action due to the following: Prior to the Petitioner's transfer to the 
TDRL, she chose NIP under the SBP. Because she was medically retired, Petitioner did not 
receive comprehensive SBP program counselling. She did not understand the election that she 
chose and could not afford the premiums associatied with such coverage. The Board concluded 
that because the Petitioner did not receive SBP program guidance, the case warrants a measure of 
relief. 

RECOMMENDATION 

That Petitioner's naval record be corrected, where appropriate, to show that: 
Prior to her 30 August 2017 transfer to the Temporary Disability Retired List, Petitioner declined 
enrollment in the SBP. Petitioner was unmarried at the time. Any other election or declination 
executed by Petitioner is null and void. 

A copy of this Report ofProceedings will be filed in Petitioner's naval record. 

4. It is certified that a quorum was present at the Board's review and deliberations, and that the 
foregoing is a true and complete record ofthe Board's proceedings in the above entitled matter.

5. Pursuant to the delegation of authority set out in Sec · the revised Procedures ofthe 
Board for Correction ofNaval Records (32 Code ofFederal Regulations, Section 723.6(e)) and 
having assured compliance with its provisions, it is hereby announced that the foregoing 
corrective action, taken under the authority of reference (a), has been approved by the Board on 
behalf ofthe Secretary ofthe Navy.


Executive Director