DEPARTMENT OF THE NAVY 
BOARD FOR CORRECTION OF NAVAL RECORDS 
701 S. COURTHOUSE ROAD, SUITE 1001 
ARLINGTON, VA 22204-2490 

Docket No. 10334-18 
Ref: Signature Date 

Dear

This is in reference to your application for correction of your naval record pursuant to Title 10, United States Code, Section 1552.  After careful and conscientious consideration of the entire record, the Board for Correction of Naval Records (Board) found the evidence submitted was insufficient to establish the existence of probable material error or injustice.  Consequently, your application has been denied.
 
A three-member panel of the Board for Correction of Naval Records, sitting in executive session, considered your application on 11 October 2019.  The names and votes of the members of the panel will be furnished upon request.  Your allegations of error and injustice were reviewed in accordance with administrative regulations and procedures applicable to the proceedings of this Board.  Documentary material considered by the Board consisted of your application, together with all material submitted in support thereof, relevant portions of your naval record and applicable statutes, regulations and policies.  In addition, the Board considered the advisory opinion contained in Navy Casualty Office memo 1750 PERS-00C/Ser 380 of 12 August 2019; a copy of which was previously provided to you for comment.
 
On 14 November 2012, you were assigned to NR Volunteer Training 1908, in a Non Pay Status.  On 9 December 2014, you were issued a Notification of Eligibility (NOE) to receive retired pay at or after age 60 and participate in the Reserve Component Survivor Benefit Plan (RCSBP) letter.  On 6 July 2016, you were ordered to active duty for training ADT Special for a period of duty from 20 July 2016 to 30 September 2016.  On 30 June 2017, you were transferred to the Retired Reserve. On 2 October 2018, you received a DFAS letter listing a Servicemembers’ Group Life Insurance (SGLI) debt for the period of October 2016 to June 2017. 

You requested that your record be corrected to reflect that you declined SGLI coverage immediately prior to your transfer to the Volunteer Training Unit (VTU) in September 2016. The Board, in its review of your entire record and application, carefully weighed all potentially mitigating factors, to include your assertions.  However, the Board concluded that after you completed your active duty for training ADT Special, you were automatically covered at the maximum available. Furthermore, you provided no proof that you declined SGLI or that you paid premiums out-of-pocket to DFAS for the period in question. In this connection, the Board substantially concurred with the comments contained in the advisory opinion. 

It is regretted that the circumstances of your case are such that favorable action cannot be taken.  You are entitled to have the Board reconsider its decision upon submission of new matters, which will require you to complete and submit a new DD Form 149.  New matters are those not previously presented to or considered by the Board. In this regard, it is important to keep in mind that a presumption of regularity attaches to all official records.  Consequently, when applying for a correction of an official naval record, the burden is on the applicant to demonstrate the existence of probable material error or injustice.   

Sincerely,