DEPARTMENT OF THE NAVY 
BOARD FOR CORRECTION OF NAVAL RECORDS 
701 S. COURTHOUSE ROAD, SUITE 1001 
ARLINGTON, VA 22204-2490 

Docket No. 8275-18

Dear 

This is in reference to your application for correction of your naval record pursuant to Title 10, 
United States Code, Section 1552. After careful and conscientious consideration of the entire 
record, the Board for Correction of Naval Records (Board) found the evidence submitted was 
insufficient to establish the existence of probable material error or injustice. Consequently, your 
application has been denied. 

A three-member panel of the Board for Correction of Naval Records, sitting in executive session, 
considered your application on April 19, 2019. The names and votes of the members of the 
panel will be furnished upon request. Your allegations of error and injustice were reviewed in 
accordance with administrative regulations and procedures applicable to the proceedings of this 
Board. Documentary material considered by the Board consisted of your application, together 
with all material submitted in support thereof, relevant portions of your naval record and 
applicable statutes, regulations and policies. 

You requested reimbursement for 3 months (in 2018) of Servicemembers’ Group Life Insurance 
(SGLI) deductions. The Board, in its review of your entire record and application, carefully 
weighed all potentially mitigating factors, to include your assertions. Nevertheless, the Board 
concluded that per the DoDFMR Volume 7A, chapter 47 states that the effective date of 
coverage is the first day of entry. Maximum basic coverage is automatically in effect until the 
member elects reduced coverage or waives coverage. Refunds will not be made in the case of 
amounts deducted before the effective date of any election for reduced or waived coverage. 

It is regretted that the circumstances of your case are such that favorable action cannot be taken. 
You are entitled to have the Board reconsider its decision upon submission of new matters, 
which will require you to complete and submit a new DD Form 149. New matters are those not 
previously presented to or considered by the Board. In this regard, it is important to keep in 
mind that a presumption of regularity attaches to all official records. Consequently, when 
applying for a correction of an official naval record, the burden is on the applicant to 
demonstrate the existence of probable material error or injustice.