Dear , This is in reference to your application for correction of your naval record pursuant to Title 10, United States Code, Section 1552. After careful and conscientious consideration of relevant portions of your naval record and your application, the Board for Correction of Naval Records (Board) found the evidence submitted was insufficient to establish the existence of probable material error or injustice. Consequently, your application has been denied. Although your application was not filed in a timely manner, the Board found it in the interest of justice to waive the statute of limitations and consider your case on its merits. A three-member panel of the Board for Correction of Naval Records, sitting in executive session, considered your application on 28 July 2020. The names and votes of the members of the panel will be furnished upon request. Your allegations of error and injustice were reviewed in accordance with administrative regulations and procedures applicable to the proceedings of this Board. Documentary material considered by the Board consisted of your application, together with all material submitted in support thereof, relevant portions of your naval record and applicable statutes, regulations and policies. In addition, the Board considered the advisory opinion contained in Headquarters, U.S. Marine Corps memorandum 7200 RFF of 13 March 2020; and your response to the opinion. On 9 August 2013, you entered the U.S. Marine Corps Reserve via Platoon Leaders Class (PLC) Ground. On 26 May 2014, you entered active duty via Officer Candidate School. Furthermore, you signed a Financial Assistance Agreement with the understanding that such financial assistance if or when approved by the CG, MCRC will commence at a time designated by the Marine Corps and may be paid for a maximum of two payments per academic year (total $3,150.00) for a maximum of 3 years while you are a undergraduate seeking a baccalaureate degree. You understood and agreed that if you were dis-enrolled from the PLC program prior to commissioning, you would be required to reimburse the Government for all subsistence allowance that you received through the program accruing prior to the effective date of your disenrollment. On 14 July 2015, you were dis-enrolled from the Platoon Leaders Class Program at your own request, and no longer had any contractual affiliation or obligation to any component of the U.S. Marine Corps. On 9 May 2017, submitted a cashier’s check for $3,150.00 to the Department of the Treasury Bureau on your behalf. You requested that all additional unjust accumulation of fees, penalties, and interest be removed; the Board, in its review of your entire record and application, carefully weighed all potentially mitigating factors, to include your assertions. However, the Board concluded that Defense Finance and Accounting Service (DFAS) attempted to collect your debt before transferring it to a collection agency. The Board was not persuaded by your argument that DFAS did not try hard enough to find your correct address. The Board further concluded that your debt is valid and that you knew of your debt upon dis-enrollment. Your payment of $3,150.00 to the Treasury Bureau nearly two years after your dis-enrollment did not include the interest and fees, and the Board determined that they were not required to waive those costs simply because you paid the principal amount. In this connection, the Board substantially concurred with the comments contained in the advisory opinion. It is regretted that the circumstances of your case are such that favorable action cannot be taken. You are entitled to have the Board reconsider its decision upon submission of new matters, which will require you to complete and submit a new DD Form 149. New matters are those not previously presented to or considered by the Board. In this regard, it is important to keep in mind that a presumption of regularity attaches to all official records. Consequently, when applying for a correction of an official naval record, the burden is on the applicant to demonstrate the existence of probable material error or injustice.